Nisa Ozcelik
BNPL (Buy Now, Pay Later) is a type of short-term financing that allows consumers to make interest-free payments at a later date to facilitate purchases. BNPL has grown in popularity in online shopping and has become one of the most commonly used types of finance. Today, you can shop more and take advantage of cost-saving financing options with buy now, pay later apps on a variety of websites, including Amazon, eBay, AliExpress, and other well-known popular shopping sites. You can install your purchases with BNPL in a few weeks or months, depending on your budget. We reviewed and listed the best Buy Now, Pay Later apps for you. Here are the best of the best!
Affirm: Buy now, pay over time
Price: Free
Affirm is a helpful app that allows you to shop without worrying about your next paycheck. The app offers BNPL in almost any store, as well as flexible payment options to accommodate users’ budgets. Affirm performs a credit check for users that takes about a minute and offers flexible payment options based on the user’s availability. The app, like Apple Pay and Google Pay, allows users to pay online or in person.
Also, users can choose from a variety of flexible payment plans ranging from three to nine months, and Affirm does not charge any hidden or late fees. The app offers users special deals as low as 0% APR, allowing them to pay interest-free. Affirm allows users to pay in-app and tracks payments by sending emails. Visit Affirm’s website for more detailed information about the app.
Affirm: Buy now, pay over time on Google Play
Affirm: Buy now, pay over time on the App Store
Afterpay – Buy Now Pay Later
Price: Free/In-App Purchase: $4.99 for iPhone
Afterpay is a terrific app that allows you to shop for clothes, cosmetics, accessories, shoes, bags, household goods, and many other items, and it is one of the best buy now, pay later apps. The app gives users the ability to shop and pay at thousands of stores. Users can easily manage their payment plans and take advantage of interest-free payments with Afterpay. The app allows users to make four separate payments and does not charge late fees if they pay on time. Afterpay notifies users of new retailers and offers mobile order management. Users can easily access their orders as well as all previous payments. Check out Afterpay’s website to learn more detailed information about the app.
Afterpay – Buy Now Pay Later on Google Play
Afterpay – Buy Now Pay Later on the App Store
Also Read: The 5 Best Budget Apps
Sezzle – Buy Now, Pay Later
Price: Free
Sezzle is a one-of-a-kind app that brings together over 47,000 brands, including many well-known, loved, and popular brands, and offers users deals and special discounts. The app enables users to add stores to their favorites, allowing them to quickly save and access their favorite stores. Sezzle provides users with the most recent and special deals from the best brands, allowing them to save money in their favorite stores and contribute to their budgets. Sezzle lets users split their purchases into four payments at 0% interest over six weeks! For more information, browse Sezzle’s website.
Sezzle – Buy Now, Pay Later on Google Play
Sezzle – Buy Now, Pay Later on the App Store
Zip (previously Quadpay)
Price: Free
Zip, previously Quadpay, is a BNPL app that facilitates payment for millions of online and in-store purchases. Users can pay with Zip in four easy installments over six weeks without lengthy application forms. Users can browse the app for locations where Zip is contracted, or use Zip at Visa-accepting merchants. Users can easily keep track of their spending by viewing their transaction history in Zip. The app provides the ability to update and change account details, including payment method, and stands out among the best buy now, pay later apps. Explore Zip’s website to learn more information.
Also Read: The 7 Best Mobile Banking Apps
PayPal – Send, Shop, Manage
Price: Free
PayPal is a handy app that allows you to buy, sell, send money, conduct crypto transactions, manage invoices, and more all in one place. The app offers users personalized deals as well as cashback when they shop with PayPal. PayPal is one of the best buy now, pay later apps, as it enables users to avoid late fees and divide their purchases into four interest-free payments. PayPal allows users to manage their payments securely and quickly. Go to PayPal’s website for more detailed information about the app.
PayPal – Send, Shop, Manage on Google Play
PayPal – Send, Shop, Manage on the App Store
Klarna | Shop now. Pay later.
Price: Free
Klarna is a beneficial BNPL app that collaborates with retailers all over the world to offer a seamless shopping experience directly from their websites. Users can easily make purchases with the app by dividing them into four interest-free payments made every two weeks. Every day, the app provides users with special deals and discounts, allowing them to save money. Users earn points for every purchase, and the app comes with a variety of rewards. Klarna is considered one of the best buy now, pay later apps because it offers up to thirty days of payment for domestic, international, online, and in-store purchases. Check out Klarna’s website to learn more.
Klarna | Shop now. Pay later. on Google Play
Klarna | Shop now. Pay later. on the App Store
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